Structured Settlement About Us Faq's Time Value of Money Structured Settlements Pricing Requirements Contact Us Free Quote

Structured Settlement and the time value of Money Your structured settlement or annuity provides the security of periodic payments over a number of years. Every single day, however, inflation & the high cost of living are eroding the value of your future dollars. The "Time Value Of Money" simply states that the longer you wait for your money, the less it is worth. In 1969, the average cost of a pleasant 3 bedroom home was under $20,000. In today's world, that $20,000 might not even be enough for a down payment. A dollar today is worth more than one in the future? Only you can decide if this is true for you. Things do Change, Opportunities Arise, and Catastrophes Occur. As we all know, these are facts of life. This Chart Illustrates the cost of living increases over a 30 year period of time. Item 1969 1989 1999 Loaf of Bread .29 $1.29 $2.46 Chicken Soup 9 for $1.00 2 for $1.00 $.99 each Dozen Eggs .47 $1.19 $2.25 Ground Beef $.23 lb. $1.29 lb. $2.50 lb. Movie Ticket $1.00 $5.00 $9.00 New Chevrolet $2,200 $14,000 $33,000 Average Home $19,000 $105,000 $248,000 People obtain a structured settlement thinking that the periodic payments will offer security for their future. And, for many, this holds true. However, when circumstances change, they find they can not gain access to their money, even in a crisis. In some situations, this can be financially and emotionally devastating. An example might be a catastrophic family situation. But what about something less threatening, like that secure investment, that discounted piece of Real Estate, or paying down that high interest mountain of debt, once and for all? What about your child's education? You can take full advantage of your money today. The choice is yours. Allsettlements can help in All cases! Just click here and get your free structured settlement quote today.

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